Business Insurance in Colorado

Business insurance is a must have for any small business operating in Colorado. Having comprehensive business insurance can protect your business from the various financial liabilities that often arise from an employee being injured on the job, damage caused to your property and a variety of other scenarios that could cost your business money.

There are several types of Colorado business insurance policies available. The policies you choose depend on what works best for your business and your budget, although state regulations may require you to carry one or more of these policies.

Colorado Commercial Auto Insurance

Commercial auto insurance coverage helps protect the vehicles your company uses to conduct business. As your independent agency, we can help you choose from a wide variety of coverage options that best suit your business needs.

Colorado Commercial General Liability Insurance (CGL)

This type of insurance helps protect your business against most liability claims for property damage and bodily injury. Depending on your profession, you may be required to carry this type of insurance before you can legally serve your clients.

Colorado Commercial Property Insurance

A commercial property insurance policy helps cover your business’ physical assets in the event of a loss, whether you work at home, lease your workspace or own your building. The average property insurance policy covers your inventory, equipment and building, as well as outdoor signage, landscaping, and property belonging to others that happens to be on the premises.

Colorado Workers Compensation

Workers compensation insurance offers protection against workplace injuries for part-time and full-time employees. This coverage typically handles the medical expenses of employees injured on the job as well as time spent recuperating. By calling us, we can give you a rundown of the specifics involving workers compensation insurance, as liability limits can vary among insurers.

Colorado Business Owner Package (BOP)

A business owner package merges liability insurance with property damage coverage into a single package. This way, you will end up paying for a single policy while enjoying both types of coverage. BOP is an excellent way to protect your business without the added worry of multiple policies.

If you own a small business in Colorado and you do not have business insurance, getting in touch with us should be at the top of your to-do list. At Alliance Insurance Services, our independent agents will work with you to find the best business insurance policy that is right for your business.