Why Not Having Homeowner’s Isn’t Worth the Risk

At Alliance Insurance Services, we offer Arvada, CO and the surrounding area a solution for home, auto and business insurance. Although it’s not a state law that you have homeowner’s insurance, it’s still may be in your best interest to obtain a policy, especially because it may be a requirement of your mortgage lender. Homeowner’s insurance gives you a sense of security and helps the cover expenses of various types of issues. 

1. Lawsuit

Imagine paying off your home, letting your insurance drop, and then a neighbor falling on your property and suing you for the value of half of your home. Once again, you’re back in debt. You’re also at risk of losing your house if you can’t find some way to pay for the lawsuit. 

2. Tragedy Can Happen Anytime

You never know when a tragic event is going to happen at your house. While you’re dealing with the stress and upset, you don’t want to also have to contend with how to pay for the damage. Having homeowner’s insurance takes away the worry in the event of a major event. 

3. Constant Worry

You don’t want the thought of something happening on your mind constantly. It’s just another reason to keep you up at night, and it’s a completely avoidable reason.

4. Heirlooms and Valuables

If you have heirlooms and other valuables in your home, you’re at risk of them being stolen and having no way to replace them. How unhappy would you be if your laptop, television and sound system were stolen? If you don’t have the money to replace them out of your pocket, you’ll have to wait until you can afford them. However, if you have insurance, it’ll pay for them. 

Get a quote for a homeowner’s insurance policy from Alliance Insurance Services, serving Arvada, CO and the surrounding area, since being without it isn’t worth the risk. Contact us at 303-431-9351 to discuss your specific needs.