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Alliance Insurance Services

5440 Ward Rd. Ste. 215
Arvada,Colorado 80002

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What are the differences between PL/PD, Collision, and Comprehensive Auto Insurance?

Residents who live in Arvada, CO can turn to the agents of Alliance Insurance Services to learn more about the different types of automobile coverage that are available. PL/PD, collision and comprehensive can be confusing if you don’t know what each one covers. It’s important that you speak to a licensed insurance agent to ensure you have the right type of coverage for your vehicle and your lifestyle. 

PL/PD

PL/PD refers to personal liability and property damage. This type of insurance covers losses (both property and injury) incurred by other people due to an accident where you are at fault. It does not cover damages to your own vehicle or cover the cost of any injuries you may have received.

Collision

Collision insurance covers damages to your vehicle that were caused by a collision. Collision insurance does not cover your medical expenses, nor does it cover damage to another person’s car or truck. Collision insurance does not apply to any damage caused by any non-traffic related accidents.

Comprehensive

Comprehensive insurance is a requirement if you have a loan or lien of any kind on your vehicle. It covers the cost of damage sustained in an accident as well as damage that is incurred in non-traffic related incidents. It covers your medical expenses as well. It will also cover theft and vandalism.

At Alliance Insurance Services, the residents of Arvada, CO can talk to licensed insurance agents and get the answers they need about different types of auto insurance policies. If you have questions and would like to have an audit performed to identify your auto insurance needs, schedule an appointment today and get the answers you’re looking for. 

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Company Overview

Alliance Insurance Services founded in 1992 has a long standing relationship with both customers and community. Since our start, Alliance Insurance Services has been headquartered at 5440 Ward Rd. in Arvada, Colorado. We also have locations throughout Metro Denver as well as Northern Colorado. Alliance Insurance Services is a proud long time supporter of the Children's Miracle Network, the Better Business Bureau, and the Professional Independent Insurance Agents of Colorado.

Mission Statement

Alliance Insurance Services is dedicated to a lasting relationship with our clients and community through superior service and value. We provide security with quality products and innovative technology. Our team has created an environment that instills trust with those we come in contact with.

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