Even the most experienced drivers can be involved in car accidents. In the event of an accident in our Arvada, CO roads, you should take a few significant steps such as evacuating or providing first aid to the injured, calling an ambulance and the police and exchanging information with other drivers involved in the accident. At Alliance Insurance Services, we also recommend reporting the accident to your insurance company immediately when the information is still fresh.
Always be prepared with your personal information
When you call to file a claim, your insurance provider will require critical information about you and documentation related to the accident. You will be required to supply the following information:
- Your names phone number and vehicle details
- Photos of the damage
- Location, weather conditions and time
- The name or badge numbers of the officers who attended to your accident
- A copy of the accident report
Enquire about the claim duration
The claiming process can sometimes take longer than required. Some insurance companies in Arvada, CO tend to be faster than others; that’s why it is always a good idea to enquire about time limits. However, as the policyholder, you also need to comply and provide all the necessary documents and information required to make the process successful. Keep in mind that different companies offer different deadlines for filing claims. They also vary based on the type of claim. For instance, bodily injury claims may be different from filing claims for vehicle damages.
Get your car repaired by your mechanic
While most insurance companies prefer to send their own technicians to check and repair the vehicle, you can choose who should repair your vehicle. For instance, if you have your own technician, you will prefer to hire them to check and repair the car. If there are parts to be changed, you can also choose the type of parts you want to have for your vehicle.
If you have any questions about claims, feel free to reach us at Alliance Insurance Services today!