Introducing Evertree Mountain States
Whole life insurance is one of the two main types of this coverage. This insurance type is an effective policy that offers a death benefit at the insured’s death. It’s a great way to leave behind a legacy for those who depend on you. If you need life insurance in Arvada, CO, call us today at Evertree Mountain States.
Insurance for Your Whole Life
Whole life insurance is named because it lasts the rest of your life. If you were to get a term life insurance policy, it would have an expiration date after a certain number of years. However, whole life insurance can stay in place regardless of age. If you continue to pay the premiums as agreed, the policy can’t be canceled by the company. This is a great way to get peace of mind in knowing that you will be leaving something behind for loved ones no matter what.
A Cash Value
Another benefit of these insurance policies is that they create a cash value over the years. They help policyholders to have access to a small amount of the profits that are made on the premiums by the insurance company. This is made available as a cash value that the policyholder can borrow. This works like any loan with monthly payments to pay back that cash value. This simplifies getting a loan if you should ever need one. This is another point that gives people peace of mind. If they ever find themselves in a financial jam, they can always borrow an amount from their policy to get out of it.
Get Your Whole Life Policy
When you are interested in a life insurance policy, you can call us today at Evertree Mountain States in Arvada, CO.