Does the Type of Dog you Own Affect the Cost of Home Insurance?

Home insurance is something that any home owner needs to have in place. Keeping a home policy on your home not only protects your property, it also helps to protect your guests, and the contents of your home. There are some factors that you may not even think of that affect the cost of your home policy, your pets may be adding cost that you didn’t even realize. For those in the Arvada, CO area, the agents with Alliance Insurance Services can help you to find the right policy for your pet and your home.

Dogs are unpredictable to a certain extent, some home insurance companies do adjust your home policy cost based on the type of dog that you have. For those pet owners that have breeds that have been determined to be “aggressive”, you may have a higher home premium because these breeds are more likely to attack someone that comes on your property. Some common breeds that are considered to be dangerous or aggressive are breeds like Rottweiler, Pit Bull Terrier, Mastiffs, German Shepard, and more. You can often find a list of breeds that your home owner’s company will consider to be dangerous when you go to set up your home policy.

It is important, to tell the truth when it comes to the heritage of your dog, even if it means your premiums may be higher. If your pet attacks someone while they are on your property and you are not covered, you may end up having to pay the costs of the medical bills for that person. If you have a pet you want to make sure they are also covered on your policy for your own protection and for the protection of your pet and anyone that might be on your property.

 For those in the Arvada, CO area, the agents with Alliance Insurance Services can help you to find the right policy for your pet and your home.