Does Motorcycle Insurance Cover Classic Motorcycles?

Motorcycles are a great way to get around and classic models can be highly collectible and beautiful as well. These classic motorcycles, however, do take a bit more to protect and take care of than a typical motorcycle and special coverage is often needed. For those that live in the Arvada, CO area, the agents with Alliance Insurance Services can help you to find the policy that you need to protect your classic motorcycle.

Put quite simply, regular motorcycle insurance is going to cover a classic motorcycle only in that it will allow you to drive the bike on the road and will cover liability or whatever injury coverage that you have. It will replace to a certain extent in that it will give you the money to buy a new bike up to the amount that you have it insured. A typical motorcycle policy will not, however, cover the cost of replacing classic or specialty parts as it is not a classic policy that has been tailored to a classic bike.

If you have a classic bike that is expensive or that does have a very special cost, you are going to need to take out a special policy that is tailored to the classic bike that you have. This is going to protect your classic bike and make it possible to replace or repair your bike if it is damaged or destroyed or needs to be fully replaced. A classic bike is a fantastic thing to own, but you need to make sure it is fully protected and that the right coverages are in place.

For those that live in the Arvada, CO area, the agents with Alliance Insurance Services can help you to find the coverage that is right for you and for your classic bike.