Does Auto Insurance Cover Natural Disasters?

Colorado law requires car insurance. It is not just for the citizens to observe to but a vital need for protection, your protection and the protection of other people. Arvada is the populous city in Colorado, with natural disasters every once in a while. Unfortunate events or accidents may happen and having auto insurance means financial protection. Alliance Insurance Services can help you. Here are the basic types of coverage available to drivers in Arvada, CO.

Liability Insurance 

This auto insurance coverage helps to protect other people and their property.  It does not provide any coverage for you personally. In case you get to an accident where you are at fault and injures another person, liability coverage helps to pay for the medical expenses. If the accident causes damage to someone else’s property, liability coverage helps pay for repairs. 

Collision and Comprehensive Insurance

Collision coverage is there in cases where your vehicle is involved in a crash with another vehicle even when you are the one that caused the accident; dents in your car, or rammed into a fixed structure. This insurance policy covers most car crashes and auto accidents. 

Comprehensive coverage, on the other hand, covers situations that don’t include collision, this can include theft, car damage from the aftermath of the storm and any situations that are beyond our control classified as “ acts of God or nature." This is the type of insurance that you want.

Alliance Insurance Services can definitely help you in getting the liability insurance coverage as required by the state. Not only that, but the agency can also help you create an additional policy that will suit your needs. Get your free quotes online or call us now to get further information on our competitive offers for your protection.