Introducing Evertree Mountain States
For most homeowners reaching the day when you make the final payment on your mortgage is a time for celebration. Break out the champagne and shred the amortization papers. You finally own your own home. It’s a liberating feeling. All those years of monthly payments, maybe including your home insurance. Now it is your decision whether or not you want to keep your home covered by home insurance. You will need an insurance agent to help guide your decision and in Arvada, CO, Alliance insurance Services is an independent agency that has been doing business for more than 25 years.
It will be tempting to not pay the premium required to have home insurance. That would be a mistake. Home insurance offers a lot of protection. Nobody likes to dwell on the negative but the world is full of hazards and most of them are beyond your control. Weather, fire. theft and other hazards can destroy your sense of security. If you lose your home, your possessions, and your place to dwell what would you do without home insurance? Unless you are independently wealthy, you might find yourself homeless.
Home insurance helps you rebuild after a catastrophe, replace your possession, and provides a place to stay while your home is uninhabitable. And that isn’t all home insurance does for you. It provides liability coverage to protect you from being sued. These days getting sued can happen to anyone and it will cost a lot to pay for legal fees and a judgment against you.
So to answer the question ‘Do I need home insurance after I pay off my mortgage?" the answer is yes you do. The protection if affords is way too valuable to go without. At Evertree Mountain States in Arvada, CO, we can help you to find the right home insurance policy for your needs and your budget. Give our office a call for a no-obligation quote.