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Alliance Insurance Services

5440 Ward Rd. Ste. 215
Arvada,Colorado 80002

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Do I Need Comprehensive Coverage on My Motorcycle Insurance Policy?

Riding a motorcycle on the open road is a great mode of transportation and can be a lot of fun. While motorcycles can be great recreational vehicles, they are also expensive assets that should be insured.  While most people in the Arvada, CO area are aware that they need to have liability insurance in order to be in compliance with state laws, many could also benefit from having comprehensive insurance coverage.  There are several factors to consider when deciding whether you should have comprehensive insurance coverage on your motorcycle.

Cost to Replace

The first factor to consider when determining if you need to have comprehensive insurance coverage is what the cost to replace will be.  If you cannot afford to replace the motorcycle out of pocket, comprehensive insurance is a necessity as it will provide you with coverage for a variety of situations including theft, vandalism, or damage in some types of accidents.

Loan or Lease

Another important factor to consider when determining if you need comprehensive insurance coverage is if you have a loan or lease on the motorcycle.  If you financed the purchase of the bike with a loan or a lease, the financing provider will undoubtedly require you to have a comprehensive insurance policy in place.  If your bike happens to be stolen or damaged beyond repair, the comprehensive insurance will help you to pay off the loan and outstanding lease balance.

When you are looking for your next insurance policy for your motorcycle, speaking to the Alliance Insurance Services \would be beneficial.  Alliance Insurance Services will be able to help Arvada, CO area residents better understand their insurance needs.  This can include helping them to build a policy that provides the right level of coverage.

  • Safeco
  • Travelers
  • Electric
  • Metlife
  • ASI
  • Progressive
  • Hartford
  • Foremost
  • Lockton
  • Auto-Owners
  • Berkley One
  • Nationwide

Company Overview

Alliance Insurance Services founded in 1992 has a long standing relationship with both customers and community. Since our start, Alliance Insurance Services has been headquartered at 5440 Ward Rd. in Arvada, Colorado. We also have locations throughout Metro Denver as well as Northern Colorado. Alliance Insurance Services is a proud long time supporter of the Children's Miracle Network, the Better Business Bureau, and the Professional Independent Insurance Agents of Colorado.

Mission Statement

Alliance Insurance Services is dedicated to a lasting relationship with our clients and community through superior service and value. We provide security with quality products and innovative technology. Our team has created an environment that instills trust with those we come in contact with.


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