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Alliance Insurance Services

5440 Ward Rd. Ste. 215
Arvada,Colorado 80002

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Do All Motorcycles Need To Be Insured?

You probably know people who ride dirt bikes and four-wheelers without insurance, so you’re wondering: Do all motorcycles in Arvada, CO need to be insured, or are there exceptions?

The fact is that it’s not really about the motorcycle, it’s about how you’re using it.

Public Roads vs. Private Property

Pretty much any automotive vehicle that you’re taking out on public roads has to be insured by law.

Any vehicle that you will only be operating on private property, that’s typically going to be at your discretion.

Of course, it’s a good idea to get your motorcycle insured even if you’re only going to be riding it on your friend’s ranch. Just because you’re not on the highway doesn’t mean nothing can go wrong. But legally speaking, insurance laws are there to keep our public roads safe, and you can usually do what you like on private property as long as you have permission to be there.

The only exception you could find to this rule might be if you wanted to call an electric bicycle a motorcycle. It’s not a motorcycle, at least as far as your insurer is concerned. But if you want to call it a motorcycle, there’s nobody stopping you.

Of course, you probably weren’t planning on taking your eBike out on the highway, so it’s a moot point anyway.

So what it comes down to is where you’re riding. If you’re just cruising around on privately owned dirt tracks in and around Arvada, CO, it’s up to you. But as soon as you ride onto a public road, you’re going to have to call Alliance Insurance Services.

The goods news is motorcycle insurance is usually pretty affordable, so get in touch with Alliance Insurance Services and see what they can do for you.

  • Safeco
  • Travelers
  • Electric
  • Metlife
  • ASI
  • Progressive
  • Hartford
  • Foremost
  • Lockton
  • Auto-Owners
  • Berkley One
  • Nationwide

Company Overview

Alliance Insurance Services founded in 1992 has a long standing relationship with both customers and community. Since our start, Alliance Insurance Services has been headquartered at 5440 Ward Rd. in Arvada, Colorado. We also have locations throughout Metro Denver as well as Northern Colorado. Alliance Insurance Services is a proud long time supporter of the Children's Miracle Network, the Better Business Bureau, and the Professional Independent Insurance Agents of Colorado.

Mission Statement

Alliance Insurance Services is dedicated to a lasting relationship with our clients and community through superior service and value. We provide security with quality products and innovative technology. Our team has created an environment that instills trust with those we come in contact with.

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