Colorado is a state with a somewhat libertarian attitude. The laws in Colorado, in general, allow any adult to make decisions about their health and safety, as long as their decisions do not harm others.
The Colorado helmet law follows this philosophy. There is no legal requirement for any adult, who is over the age of eighteen, to have to wear a helmet when operating or riding on a motorcycle.
However, there is a legal requirement for any minor person, who is under the age of eighteen, to wear a helmet while operating or riding on a motorcycle. Parents in Colorado can be foolish about their safety but have to make sure their children wear a DOT-approved motorcycle helmet when on a motorcycle.
The Swimming Pool Thought Experiment
Imagine you jump headfirst into an empty swimming pool and smash your head into the cement at the bottom. That is what happens to those not wearing a helmet who are ejected from their bike and thrown up to 100 feet in the air before they come down hard on the pavement.
The National Highway Traffic Safety Administration reports that in states without a helmet law, 65% of the fatalities were people not wearing helmets. In states with all-rider helmet laws, only 13% of the fatalities were those who were not wearing a helmet.
Wearing a helmet may save your life. Even though the laws allow an adult in Colorado to not wear one, everyone should for their safety.
Just like wearing a helmet having adequate motorcycle insurance is best. Work with your agent at Alliance Insurance Services, serving Arvada, CO, and the surrounding area, for coverage that suits your needs. Call to speak with your agent at Alliance Insurance Services in Arvada, CO to get an insurance review of existing insurance or a quote for new motorcycle insurance.