No. It’s illegal to drive any motor vehicle in Colorado without proper auto insurance coverage. Thus, all vehicle owners and drivers should maintain proof of continuous insurance coverage during the entire registration period.
All usable vehicles in Colorado should get auto insurance coverage when they’re registered and during their entire usage time. The state maintains an updated database of all registered vehicles, and it compares the database to the list of insurance covers provided by all Colorado vehicle insurance firms. The state sends a notice to all uninsured vehicle owners to remind them to get some auto insurance coverage.
What’s the Purpose of Auto Insurance?
Liability insurance covers property damage that occurs to a third-party vehicle or property when the insured driver or car owner is at fault in an accident. The coverage also covers bodily injury and death that may occur to any third party involved in an accident wherein the insured is at fault.
What’s the Minimum or Maximum Auto Insurance Coverage?
The state of Colorado sets minimum auto insurance coverage levels. But individuals are allowed to buy higher auto insurance coverage levels depending on their needs.
What Are the Penalties of Having No Auto Insurance in Colorado?
Failure to get and carry your liability insurance proof of coverage may get you fined, and your license may get confiscated. You may also spend some time in jail or do some community service for this first-class misdemeanor.
The severity of the penalties varies depending on whether your offense is a first, second, third, or more than third offense. You may also need to pay some fee and file the SR-22 certificate to get your license reinstated if it gets confiscated.
Get Your Auto Insurance Cover Today in Arvada, CO
Are you an Arvada CO, resident, and driver or vehicle owner? If so, then get your auto insurance cover from Alliance Insurance Services. At Alliance Insurance Services, we offer premium auto insurance coverage to all Arvada, CO, residents. Visit our site to learn more.