In the State of Colorado, probationary licenses are granted to people with suspended licenses. They allow people to drive to and from specific places. Typically, probationary licenses let drivers go to and from work.
Granting Probationary Licenses
These licenses, called “red licenses” in Colorado, are often granted to persons whose license has been suspended because of the points on their license or because they have neglected to pay child support. Depending on the circumstances, a judge may deem it appropriate to drive in certain situations, thus granting a red or probationary license.
Insuring Drivers with Probationary Licenses
Even though drivers who have a probationary license are not driving often, they still need to have car insurance. Any driver in Arvada, CO must have at least the minimum levels of auto insurance required by Colorado, regardless of their license. It is wise for every driver, however, to have more protection than the minimum requirement.
Saving Money as a Nominated Driver
If you are a probationary license holder, then your auto insurance premiums are likely higher than the average driver in Arvada. Listing yourself on your auto policy as a nominated driver may help you save money. In the insurance industry, regular drivers are people who normally operate a vehicle. In addition to regular drivers, all other drivers who operate that vehicle are covered by the insurance policy. In contrast, a policy that has nominated drivers only covers those drivers who are listed as nominated drivers.
Navigating the world of insurance can be difficult, especially if you are in a high-risk pool. Call an independent agent at Alliance Insurance Services, who can help you determine the best policy for you. They will be able to tell you if choosing a policy that has nominated drivers will save you money. By focusing specifically on the Arvada community, we are able to provide the highest level of service to drivers in the area.