When renting a car in Arvada, CO from outside the United States, it is important to ensure that you are properly insured. A rental car is one of the most convenient ways to see the beauty of Colorado and the surrounding states, but being uninsured or underinsured could turn your dream trip into a nightmare. There are several ways to secure insurance for your time in the United States.
You May Already Have Insurance Coverage
It is unlikely that your own auto insurance policy will cover you while driving in the United States, but it is worth checking with your auto insurance company. If you are covered, then this certainly is the most affordable option.
Similarly, your credit card may provide some insurance coverage for rental cars. If it does, you will need to pay for the rental using that credit card. Otherwise, your rental will not be insured by your credit card company.
You May Need to Purchase Insurance Coverage
Most non-resident foreigners, though, find that they need to purchase insurance coverage when renting a car. They either do not have insurance or the coverage they already have is limited. If you are in this situation, then purchasing insurance from the rental car company is an option. It is an expensive option, however. You can often save a lot by planning ahead and purchasing rental car insurance before you are at the rental counter.
At Alliance Insurance Services insurance we are able to help you, even if you are a non-resident foreigner. Most people think of us as a local, independent agent for people who live in Arvada. We also can provide people like you, who are visiting Colorado, with rental car insurance. Call us today for help determining which coverage you will need while in the States.
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