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Alliance Insurance Services

5440 Ward Rd. Ste. 215
Arvada,Colorado 80002

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Are You Making These Costly Home Insurance Mistakes?

We at Alliance Insurance Services has seen a lot of our customers in Fort Collins, CO make home insurance mistakes that end up costing them a lot of money. The following mistakes are among the most common, and are frustratingly easy to avoid.

Underinsuring Your Home

Homeowners often underinsure their home under the belief that they can save money by paying for less insurance. This mistake operates under the assumption that nothing bad will ever happen to their home. Unfortunately, when something unexpected does occur, you’re likely to end up with a high deductible or with coverage holes that will cost you a lot more than simply fully insuring your home would have cost.

Assuming You Have Specialized Coverage

In Fort Collins, CO you might assume you have tornado or flood insurance built into your policy. That’s simply not the case. Specialized coverage options typically cost a little more, even in areas where these events are more likely to occur. Read through your policy coverage to understand exactly what you have, what you don’t, and how much it would cost to get those options.

Ignoring Earthquake Coverage

While it’s true that Colorado isn’t exactly prone to earthquakes, they may still happen here occasionally. This is especially true of aftershocks from California-based earthquakes. Though the impact is typically fairly low, it might still cause damage to your home. Without earthquake insurance, you will have to pay for those repairs out of your pocket.

Don’t Make These Mistakes

If you have home insurance and you’re worried that you’ve made any of these mistakes, please contact us at Alliance Insurance Services as soon as possible. We can help you save money by creating a great home insurance policy.

  • Safeco
  • Travelers
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  • Hartford
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  • Lockton
  • Auto-Owners
  • Berkley One
  • Nationwide

Company Overview

Alliance Insurance Services founded in 1992 has a long standing relationship with both customers and community. Since our start, Alliance Insurance Services has been headquartered at 5440 Ward Rd. in Arvada, Colorado. We also have locations throughout Metro Denver as well as Northern Colorado. Alliance Insurance Services is a proud long time supporter of the Children's Miracle Network, the Better Business Bureau, and the Professional Independent Insurance Agents of Colorado.

Mission Statement

Alliance Insurance Services is dedicated to a lasting relationship with our clients and community through superior service and value. We provide security with quality products and innovative technology. Our team has created an environment that instills trust with those we come in contact with.


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