Month: July 2018

You may be like others in Arvada, CO who believe that life insurance is an option. You are sorely mistaken. Life insurance is an absolute necessity that no fiscally responsible breadwinner should go without. The agents at Alliance Insurance Services can give you the facts about the indemnity option and show you the reality of life insurance not being as expensive as you thought. 

Life insurance is not an option.

Too many hard-working adults pass on the opportunity of obtaining life insurance when they are young because they believe the indemnity option is for "old people." Did you know, though, that it is much cheaper to buy a policy when you are in your twenties and thirties than when you are over fifty-years-old? Life insurance works so that those who plan ahead and buy early are rewarded with lower rates. You get even more discounts if you are both young and in model health. A basic term policy may not be as expensive as you think, which means that you have little excuse for not investing in a life insurance plan. 

A policy for your children does not exclude you from needing a plan.

Some parents make the mistake of believing that purchasing a life insurance policy for their kids means that the family will be covered if something were to happen to them, the breadwinners of the group. The reality is that an assurance plan for your children has no bearing on consequences surrounding your quality of life. The family would still be in a financial bind if you were severely injured or, save fate, died. The only way to secure financial stability for your family beyond the grave is with a life insurance policy of your own. 

Alliance Insurance Services is happy to help you find the right life insurance policy so that your family can live comfortably in Arvada, CO long after your time. Call us today for a quote!

As an aspiring business owner in Arvada, CO, it is prudent to take up commercial insurance for your business. The coverage will cushion you financially from risks such as expensive legal suits and natural hazards. Here are other reasons why you should consider taking up commercial insurance;

It is a legal requirement
The law requires that any business with one or more employees have a workers’ compensation cover. Failure to have this could result in criminal penalties and fines which are costlier than the cost of a policy.

It enhances your eligibility for credit
When you are requesting for a business loan, one of the requirements from financial institutions is the proof of the business’ insurance. 

It caters to your employees’ welfare
Having an insurance cover for your employees not only protects your business against liability claims and lawsuits but is also a way of attracting and retaining qualified employees. Along with a good salary and good working conditions, workers are attracted to such things as disability and health insurance.

You are guaranteed of business continuity
With access to loans from financial institutions, your business can grow and compete. In the event of a loss, you are guaranteed that you will resume your business operations once your insurance claim is settled.

It provides credibility to your business
Having an insurance cover for your business assures your suppliers and customers that should anything go wrong they will be compensated. Indeed, most contracts demand that you present an insurance proof.

Are you starting a business in Arvada? Contact Alliance Insurance Services. Our services are tailor-made to meet your commercial insurance needs. Browse our website for an estimate of your coverage options. While at it, have a look at our other insurance solutions in Arvada, CO.