Increase Your Bottom Line by Increasing Your Protection

Owning a business can be a rewarding but also risky endeavor. Litigation against a business can be crippling blow that some businesses never recover from. Properly protecting your business is paramount to ensuring that your bottom line stays healthy. Here are few of the most common law suits faced by business owners and how you can avoid them.

Employee Litigation

Legal action taken by unhappy employees is becoming more and more common. Although there is no sure-fire way to avoid this ever happening, employers can take certain steps to make sure their employees feel content and safe in the workplace. Implementing a zero-harassment tolerance policy will help cut down on the instances of harassment complaints and help all of your employees understand the code of conduct expected.  

It is also helpful to make sure that discipline and termination policies are clearly understood. Employers can protect themselves from unjust dismissal cases by making sure that all employee discipline is well documented and that the dismal process is very clear and very well documented.

Keeping a clean, safe work environment will also protect you and your employees from unnecessary risk and injury. Having quarterly safety checks and education updates for yourself and your employees will help everyone stay on track to maintaining a safe environment.

 Immigration Issues

Employers should strictly abide by Federal law concerning employees who are not US citizens. In the event of an immigration audit employers who are not abiding by Federal law can face harsh fines and consequences.

Injured and Dissatisfied Customers

Protecting your business with effective liability insurance is necessary in the event that a customer is injured on your property. In addition to that error and omission policies can protect your business if a customer is dissatisfied with your company’s performance in some way.

To discuss other ways you can protect your business call one of our friendly agents today at Alliance Insurance Services serving the Arvada, CO area.

Discharged Service Member?: Check Your Life Insurance Policy!

At Alliance Insurance Services Agency we most whole heartedly thank all of our service members for their service to our country. As you leave your tour of duty and ultimately the armed services and rejoin the civilian ranks we want to ensure that you are considering your life insurance needs. Let’s face it this is a major life event – leaving the service – and you have put your life on the line for your fellow man. If you reside in Arvada, CO or in the neighboring cities, please come in today to discuss what this milestone means for your life insurance. 

The level (rank) and duration of your time with the armed services will greatly influence your civilian benefits. Though this will be discussed with you as you leave it is a chance you will not retain a lot of information as regards your life insurance coverage. It is a great idea to visit a Veteran’s Administration Center to learn exactly what life insurance coverage you know own as you adjust to civilian life. 

If you need insurance coverage consider the following important factor:

  • Do you want a policy to only pay for your end of life expenses – funeral or final hospital stay costs, credit card or loan debts (term) or would you want a policy that builds cash value and could be used toward other life expenses that you may incur down the road (whole life). We can fully discuss both options.  

Alliance Insurance Services in Arvada, CO endeavors to deliver the very best insurance products to our clients. If you are already a part of the Alliance family or are considering joining us, contact us today to learn how together we can take care of insuring you and your family on every level of liability.