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Alliance Insurance Services

5440 Ward Rd. Ste. 215
Arvada, CO 80002

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Commercial Insurance: How to Save a Business When It’s Interrupted By Fire, Theft, and Unforeseen Circumstances

The daily operation of a business can generate a revenue stream for the owner, offer a reliable source of service or goods to customers and clients, pay or help pay the operational costs of it, and market the availability of the product or service to the public. It can be crucial to a business to continue with an undisturbed function of its core intention to be able to cover and meet these interrelated aspects. If the operation is not open, then business stops, and there’s a domino effect. This impact begins with the loss of customer traffic, the collapse of a revenue stream, lack of funds to pay for operational costs, leading to mounting operational costs with unused or damaged inventory, unintended negative publicity to the public via a closed business, which finally can lead to the death of an enterprise.

Common causes that interrupt the operation of a business include fire by intentional or unintentional circumstances, such as the malfunction of a piece of equipment that catches fire, spreading destruction to the property. Theft by internal employees or external non-employees, for example, the stealing of business money and products. Unforeseen circumstances via civil disturbance, including riots; and extraordinary weather conditions, such as gale force winds.  

A business can be saved when interrupted by fire, theft, and unplanned situations. Consider some of the following options as a safety net when the operation of a business is disturbed:

  • Have a separate savings account or money source for a business as an emergency fund.
  • Prepare a back-up source for quick replacement, rental, and repair of capital equipment that is vital to your business operation.
  • Create a list of resources for quick replacement of damaged or lost inventory and goods crucial to business function.
  • Design a list of temporary employment agencies that provides workers that can service the business if necessary.
  • Plan temporary or resources for temporary relocation facilities for business and inventory housing with marketing avenues to provide public awareness.

By being prepared, a business can be saved and continue to thrive whether it’s resources for a temporary location or the replacement of primary operational equipment. Along with planned resources, Alliance Insurance Services, serving Fort Collins, CO, is here to put in protections to help salvage an enterprise. You can add them to this list of ways to prepare to recover your business in the case of fire, theft, and unplanned circumstances.



Make Homeowner’s Insurance Work for You

Buying a house is very exciting, but choosing an insurance plan can be a complete headache. While you might be tempted to forgo insurance payments to make your mortgage more affordable, such a tactic is usually not the best financial option. Here are three ways the right homeowners policy can improve your financial situation.

Improved Mortgage

Many lenders will require you to have insurance one way or another. If you fail to find a plan on your own, the common practice is for the bank to get their own policy and add it to your monthly payments. The house is as significant an investment for them as it is for you, so you can count on them to protect their interest. Additionally, some forms of homeowners insurance can be tax deductible, so double check your policy options with an accountant to make the most of your money.

Improve Credit

While the best way to build credit is to maintain a mortgage, other aspects of owning a home can add to the positive contributions. In the case of insurance, the right policy will fit your budget, adding another reliable source of payment on your credit history. This means that choosing your insurance will impact your financial future, opening doors for purchases that may otherwise remain outside of your credit.

Optimize Cost

The things covered by a homeowners policy are usually obvious and straightforward. That means the choices you make in selecting your coverage come down to weighing risk versus cost. You will need to have the coverage one way or another, so working with an agent who represents Fort Collins, CO gives you access to a certified expert for your local needs. Every state has unique laws, so you can partner with your provider to balance your plan and get the most optimized plan, ultimately reducing what would otherwise be added to your mortgage anyway.

Talk to an agent today to see what Alliance Insurance Services can offer you for your home.

  • Safeco
  • Travelers
  • Electric
  • Metlife
  • ASI
  • Progressive
  • Hartford
  • Foremost
  • Lockton
  • Auto-Owners
  • Berkley One
  • Nationwide

Company Overview

Alliance Insurance Services founded in 1992 has a long standing relationship with both customers and community. Since our start, Alliance Insurance Services has been headquartered at 5440 Ward Rd. in Arvada, Colorado. We also have locations throughout Metro Denver as well as Northern Colorado. Alliance Insurance Services is a proud long time supporter of the Children's Miracle Network, the Better Business Bureau, and the Professional Independent Insurance Agents of Colorado.

Mission Statement

Alliance Insurance Services is dedicated to a lasting relationship with our clients and community through superior service and value. We provide security with quality products and innovative technology. Our team has created an environment that instills trust with those we come in contact with.


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