When shopping for umbrella policies, you will find that there are many options. Virtually every national insurance company offers umbrella insurance to residents of Fort Collins, Colorado, as well as a number of regional and local insurance companies. To find the best umbrella policy at the lowest cost, you will want to contact our local independent agents at Alliance Insurance Services who can shop and compare all of the policies offered for you.
Limits on Umbrella Insurance
In general, umbrella insurance policies start at $1 million worth of coverage. Sometimes people are surprised at how high these policies are, in part because they do not have $1 million worth of assets. The $1 million mark can quickly be reached, though, in a bad accident. It is better to be covered than not, and anyone looking for an umbrella policy wants to make sure they have enough insurance.
After the initial $1 million, policies generally increase in $500,000 increments. Thus, policies are generally for $1 million, $1.5 million, $2 million, etc. There will be some exceptions to these, but these are the general limits. To see what limit is most appropriate for your situation, talk with our local insurance agents.
Finding an Umbrella Policy
If you need umbrella insurance, contact our team at Alliance Insurance Services. As an independent agency that focuses on serving Fort Collins and the surrounding area, we would be glad to help you compare the different umbrella policies available to you, with their limits and other details. We will help you find the best policy, regardless of which insurance company offers it, at the best price.
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