How Whole Life Insurance Works

Introducing Evertree Mountain States

Whole life insurance is one of the two main types of these insurance policies. It’s always essential to have a life insurance policy so that you can take care of those who depend on you after you are gone. Without a life insurance policy, your heirs could face serious economic hardships. Give us a call today at Evertree Mountain States in Arvada, CO to get a whole life policy.

Good for Life

A whole life insurance policy is called this because it is good for your whole life. It doesn’t have an expiration date like term life insurance policies do. With a full-life policy, you can keep it for the rest of your life if you choose to. When you continue paying the premiums for a whole life policy, it cannot be canceled, even by the insurance company. No matter what age you reach, you can keep your policy. Many people like this for peace of mind and to ensure they can be insured when they get older. 

A Cash Value

Another benefit to this type of insurance is that, over the years, it will build up a cash value. This cash value is an amount that the policy is worth that you can borrow against. This is very helpful to have in place just in case of a financial emergency sometime down the road. This can give you a lot of peace of mind about those types of emergencies and give you options in case one should happen to you. Building up this value takes a few years, but it can be beneficial. 

Get Your Whole Life Policy

When you need life insurance, e can help. Call us at Evertree Mountain States in Arvada, CO to find out more about these policies.

Start a Quote Here

Are you ready to save time, aggravation, and money? The team at Evertree Mountain States is here and ready to make the process as painless as possible. We look forward to meeting you!