5 Reasons You Need Commercial Insurance For Your Business

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Commercial insurance is vital for the protection of your business. A variety of things could take your business from booming to bankrupt and you want to be prepared. There are at least five reasons you need commercial insurance for your business.

1. Personal Injuries (Public)

When someone gets hurt on your business property, or while you’re conducting business, you could be accountable. Commercial liability insurance protects against these types of even. It also protects your business against property damage claims.

2. Property Damage (Business)

Property damage could force you out of business. Commercial property insurance protects your business from losses incurred from various types of damage. Some types of property insurance name specific events while other types of property insurance cover all events.

3. Employee Injuries

Worker’s compensation is mandatory for all businesses with one or more full-time or part-time employees in the state of Colorado. If an employee sustains an injury while performing work duties on or off of the premises, without the proper coverage, your business could be in jeopardy.

4. Vehicle Accidents

In Colorado, any vehicle used to conduct company business must carry the proper insurance. Without commercial auto insurance, your business could be at risk if you or an employee are involved in an auto accident, or your vehicle causes damage to property during business use.

5. Professional Reputation

Some professions are riskier than others and require professional insurance. This insurance protects the business owners from litigation due to inadequate performance of duties or causing injury or loss while performing work. Doctors, lawyers, and private investigators are a few examples of these types of professions.

Evertree Mountain States can help protect your business with commercial insurance. For more information, call our office or stop by today.

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Are you ready to save time, aggravation, and money? The team at Evertree Mountain States is here and ready to make the process as painless as possible. We look forward to meeting you!