Cruising Windsor, Colorado On Your Motorcycle

Introducing Evertree Mountain States

Grab your sunglasses and a map, and then head out to one of the scenic, trails in Windsor, Colorado. Windsor’s picturesque trails include the Poudre River Trail, which is popular with the town’s 19,000-plus residents. As you travel the trail, you can enjoy picnic outings, wildlife and the winding Cache la Poudre River. If you tour Windsor on your bike, make sure your motorcycle insurance is up to par.

Motorcycle Permits

You don’t need a learner's permit in Colorado, and the state doesn’t issue separate motorcycle licenses. Instead, you can add a motorcycle endorsement to your driver’s license. If you get an “M” endorsement, you can ride all types of motorcycles. But, with a “3” endorsement, you can ride three-wheeled cycles only.

Financial Responsibility

In Colorado, you must show that you’re financially capable of paying for accidents you cause when operating motor vehicles, including motorcycles. You can show financial responsibility by getting an auto insurance policy. The policy must provide coverage for bodily injury. You also need to cover damages to the other person’s property if you’re at fault in an accident.

Medical Payment

The state also requires that insurance companies include medical payment coverage in all insurance policies. This coverage takes care of accident related expenses regardless of fault. Insurance companies often charge a premium for this coverage. Although it’s mandatory for insurers to offer med-pay coverage, you don’t have to accept it. You can decline coverage, but you must do so in writing.

Caution About Minimum Requirements

State minimums are only a starting point. While you'll comply with the law, you probably won't have enough to cover damages if you cause an accident. So, talk with an independent insurance agent today to make sure you get adequate coverage.

The good news is that our independent agents are right in your neighborhood. We serve the 80550 and surrounding areas. Sometimes, people try to save money, so they get less coverage than they need. But, you can visit Evertree Mountain States’ website and compare quotes online. This way, you can get the coverage you need at an affordable price.

Start a Quote Here

Are you ready to save time, aggravation, and money? The team at Evertree Mountain States is here and ready to make the process as painless as possible. We look forward to meeting you!