Home Insurance In Colorado: Is Your Policy Up To Date?

Residents of Arvada, CO may want to periodically review all insurance policies. This is something that frequently gets overlooked. You set up your insurance when you purchase your home and you don’t give it another thought until something happens. Maybe it was a situation you didn’t think would apply to you. Maybe you didn’t have kids yet. Maybe you were new to the area and weren’t sure what the weather was like or didn’t factor in all variables. Needless to say, you now realize maybe you needed more coverage for certain areas.

Every few years, it’s a good idea to sit down with your Alliance insurance services agent to review your policy and make any necessary changes. 

When is the last time you read your homeowner’s insurance policy? Have you ever read it? What is covered, and more importantly, what isn’t covered? If you buy a new trampoline for your children and someone gets hurt, are you covered? If your dog bites the mailman, are you covered? If you need to rebuild your home, are you covered? What about mold?

Do you have too much insurance coverage? This is always a possibility. Could your rates be lower? All these are questions you can get answered. Rather than give yourself a headache trying to understand the legalese jargon, why not make an appointment with your agent and have them go through the policy with you. This will give you clear answers to any questions you may have. You’ll come away with an understanding of your coverage, and possibly make adjustments to your policy that will help you avoid problems in the future. 

 

What to do if Your Car is Stolen in Arvada, CO

Roughly 250 vehicles are stolen every year in Arvada, CO. While the number is low, there is still a possibility that your vehicle can be stolen at any time. At Alliance Insurance Services, we want you to be prepared, here are some steps you should take if your car is stolen.

Upon arriving at where you parked your car your first instinct might be to freak out or panic. Before all else, you should try to remember to remain calm. Determine that your car hasn’t been towed, repossess or that you may not have gone to the wrong parking area. After you’ve ruled out all other scenarios and are sure that auto theft has occurred, your next instinct might be to get angry. Although it can feel like the worst thing in the world to have happened, things could be worse.

The first thing you should do is call the police and file a report. The police will need a description of your vehicle including the make, model, and color. They will also need your license plate number, so it is always a good idea to memorize it.

The next thing you should do is call your auto insurance company and file a claim. This is a crucial action because should your be used to commit any crime, or cause physical damage to people or property, your insurance company can protect you from liability. Your insurance company will work with you and law enforcement to figure out the appropriate solution to your car theft woes.

Alliance Insurance Services knows that you need auto insurance that will protect you against vehicle theft. Contact us today for all your auto insurance needs in Arvada, CO.