Car Seat Safety in Colorado

Young passengers in Colorado must be secure when riding a vehicle. As a parent, you want your child to be safe, so does Alliance Insurance Services in Fort Collins, CO. They are able to discuss car seat safety for your young passengers.

Do You Have the Right Car Seat?

The right car seat is essential for keeping children safe at all times while in your vehicle. Many children are killed in car accidents every year, which could have been avoided. As your child grows, they’ll need a different car seat. Don’t use your best guess. Check the manufacture’s requirements before switching from a carrier to a booster seat.

Types of Car Seats

  • Infants and Toddlers – rear-facing carriers only
  • Toddlers and Preschool Age – convertible, forward-facing seats
  • School Age – booster seat
  • Older Children – seat belts

All children under the age of 13 should sit in the backseat with a lap and shoulder belt for their protection.

Airbag Protection

Airbags are intended to be used for adults and teenagers. It reduces the amount of injuries during a collision. Even though they have saved millions of lives, airbags were not meant for infants, toddlers, and young children. The force exerted from the impact of an expanded airbag could be detrimental. Never place an infant or child in the front passenger seat. If you are driving a two-passenger vehicle and have no other choice than to place the child in the front, then push the seat as far back as it will possibly go.

Alliance Insurance Services have offices in the Fort Collins, CO area. They have independent agents that are available to help you adjust your auto insurance needs. These agents can also give you information on other insurance coverage that you may need, including home, life, and commercial policies.

How to Complete a Home Inventory Checklist

Did you know that over half of all Americans don’t have an inventory of the contents in their homes? Chances are, you’re probably among them. Creating an inventory is easier than it seems, and it will greatly help you if you have to file a claim on your home insurance in Fort Collins CO. Our team at Alliance Insurance Services will show you how. 

1. Start in stages.

It’s easy to get overwhelmed by your stuff if you’ve lived in your home a long time. But even if you don’t get all of it, a record of some items is better than none at all. Begin documenting your electronics, art, jewelry, and other valuables, working from higher to lower in price until you are satisfied.

2. Use technology to your advantage.

A computer spreadsheet is very helpful when documenting your inventory. Taking a video tour of the contents in your home is very effective, as well as pictures of each item. And don’t forget to save receipts! Scanning them into your computer is a simple way to have them all in one place.

3. Don’t store your records in your home!

You’ll want to store your inventory records outside your home if it ever gets damaged. Otherwise, what’s the point? A safe deposit box or the home of a friend you trust is ideal. Continue to update the inventory as you make additional purchases while it’s fresh on your mind.

For more ideas on creating an inventory for your home insurance in Fort Collins CO, contact us at Alliance Insurance Services anytime. Our team of experienced professionals is more than happy to answer all of your questions about home insurance and more. Stay tuned for the latest insurance news and updates from us!