Fix Up Your Shed: Protect Your Home from Theft

It’s the one part of your home that sits in the back corner of the property, perhaps with the door cracked open and a broken pane in the window. A dilapidated shed can pose an open invitation to vandals and thieves.  If the shed sits unsecured, does that mean the house is equally open for the picking?

It’s time to take some simple steps to discourage unsavory characters from even considering your shed as a stepping stone to further destruction and mayhem.

Install a Padlock

If your shed is visibly locked, somebody casing the neighborhood will assume that the house is equally well secured.  It doesn’t need to be the kind of lock that would secure a bank. Something simple that can be found at the hardware store for a couple bucks will do the trick. However, don’t forget to snap it shut each time you close up the shed.

Fix the Window

No insulated pane with an R-factor of 80 is needed here.  Maintaining the property outside means you do it inside as well. Your local hardware store can have a pane of glass cut to size and installed for you. The $50 fix could stop a thief from running off with thousands in stolen property.

Straighten the Siding

A neat and tidy yard means neat, tidy and secure home. An hour of work and a couple nails will resecure the piece of siding. Keeping the shed updated also helps to maintain property value in the area.  Your neighbors will thank you.

Need more tips to protect your home and help keep your rates low? Alliance Insurance Services would be glad to share more ideas on making your home safe and secure.

Flood Insurance: Lessening the effects of unforeseen disasters

You have gone through hoops to buy or maintain  your home, spent hundreds or thousands fixing it up and made it into your space. The awards you won years ago, family heirlooms, and personal belongings, including the technological devices and gadgets you have accumulated all find residence in your home as much as you do. Often, the intrinsic as well as the monetary value of these things is overlooked as long as the possibility of natural disasters is not considered. When natural disasters happens, such as the series of damaging floods that hit Colorado in recent years, viewers who don’t have flood insurance discover that the cost of potential damages to their homes and lives greatly outweighs their investment in flood insurance in the state. Those who suffer the effects of this all-to-common natural disaster are less devastated after it happens because, at least, they have the insurance.

Why Colorado?

Colorado is one of the most beautiful places to live or visit often becoming the chosen location to spend long-awaited, family vacations. One of the reasons that makes Colorado the perfect vacation spot is also the reason it is perfectly set for devastating floods. Colorado is it’s own unique place, and the weather there is no different.

What now?

While floods and severe weather conditions may be predicted, their effects on your life remain unforeseen. Schedule an appointment to speak with one of the agents in Alliance Insurance Services to review a current flood insurance policy or protect your home with a new one. Find out what coverage you can get in Colorado (insurance laws and coverage varies for every state).